« Does your company need financing for acquisition, modernization, start-up or relocation projects? »

The purpose of the investment fund is to provide financial assistance to new and existing businesses in their development. It encourages diversification, innovation and growth, and promotes the creation, maintenance and development of jobs in the MRC Domaine-du-Roy.
 

FINANCING OFFER

• Business loan of up to $150,000 (exceptionally, up to $300,000);
• Assistance in the form of guaranteed loans, for a maximum term of 10 years;
• Interest rates vary according to risk;
• Mflexible repayment terms to suit every situation.

Personalized business development follow-up: SADC professionals will provide you with personalized assistance and rigorous follow-up for the duration of your loan.

Would you like to acquire new equipment, a building or rolling stock? Have you been in business for more than 3 years and are you profitable?

This loan is designed to support acquisition projects in existing businesses over 3 years old. The acquisition+ loan requires no personal guarantee, and the terms and eligibility criteria are simple, fast and flexible.

Allows a company to access up to $150,000 for the acquisition of equipment, machinery, a building or rolling stock that can be financed up to 120% over a period of up to 10 years.

FINANCING OFFER

• Maximum loan of $150,000 / company (exceptionally up to $300,000 under certain conditions);
• Interest rate: corporate base rate + 2%;
• Period: up to 120 months;
• Guarantee: no 1st rank personal guarantee or possibility of a 2nd rank with less financing;
• Additional warranties available;
• Prepayment: Maximum 20% per year.

*Other terms and conditions apply

Personalized business development follow-up:
SADC professionals will provide personalized assistance and rigorous follow-up for the duration of the loan.

Are you interested in acquiring a company? Are you looking for advantageous financing?

The Succession and Transfer Loan is designed to provide buyers with financing on advantageous terms to acquire a business in the process of succession or transfer. Promotes business transfers within our territory. Encourages the retention and continuity of existing businesses.

FINANCING OFFER

• Loan of up to $150,000 per company involved in the transfer;
• Loan of up to 10 years, secured by a personal guarantee;
• Need to acquire 50% or more of the company’s shares;
• Attractive interest rates;
• Possibility of a twelve (12) month moratorium on capital repayment;
• The capital outlay must be at least 5% of the total cost of the acquisition project;
• A progressive acquisition with a minimum of 25% of the shares could be admissible.

*Other terms and conditions apply.

Personalized business development follow-up:
SADC professionals will provide personalized assistance and rigorous follow-up for the duration of the loan.

Are you looking for financing for your business? Does your company need financing for your development projects?

The “Le développeur” loan has been created for the leaders of development in our region. Companies whose management qualities, financial strength and sector of activity make a significant contribution to maintaining and creating jobs. This loan, with its advantageous terms and conditions, is designed to support and stimulate the development projects of the region’s leaders, and thereby the growth of the Domaine-du-Roy region.

Encourages diversification, innovation and growth. Promotes the creation, maintenance and development of jobs in the MRC Domaine-du-Roy.

FINANCING OFFER

• Business loan of up to $150,000 (up to $300,000 under certain conditions);
• Assistance in the form of loans for up to 10 years;
• Eligible for a capital moratorium for the first 6 months;
• Interest rate based on Bank of Canada prime rate plus 2%;
• NO GUARANTEE OR PERSONAL SURETY REQUIRED.

Certain eligibility criteria apply. Find out more!

Personalized business development follow-up: SADC professionals will provide you with personalized assistance and rigorous follow-up for the duration of your loan.

A loan to support your digital transformation!

The “Numérique” loan was created to support Domaine-du-Roy businesses in adopting or integrating digital technologies that significantly improve their efficiency and/or boost their business development. With its advantageous conditions, this loan aims to stimulate and support the adoption of digital technologies in the Domaine-du-Roy region.

FINANCING OFFER

• Eligible projects:
• Projects to improve business efficiency and/or profitability through the adoption of digital tools and/or practices;
• Sales growth projects (e-commerce, digital marketing, etc.);
• Cybersecurity projects;
• Other digital projects aimed at growth or improving efficiency.
• Loan of up to $25,000.
• Interest rate based on Bank of Canada prime rate plus 0%.
• Loan for a maximum of 3 years.
• Possibility of a moratorium on capital repayment for the first 3 months

*Other terms and conditions apply

Personalized business development follow-up:
SADC professionals will provide personalized assistance and rigorous follow-up for the duration of the loan.

A loan to develop tourism!

The “Tourism” loan has been created for businesses in our territory who wish to develop their service offering, and aims to support investment projects in this fundamental sector of activity. With its advantageous terms and conditions, this loan is designed to stimulate and support tourism development projects and, by the same token, growth in the Domaine-du-Roy region.

Whether for tangible or intangible capital projects, or for improvement and innovation projects, we want to contribute to your success!

FINANCING OFFER

• Eligible expenses are those related to improving the customer experience and diversifying the service offering.
• Loan of up to $50,000.
• Interest rate based on Bank of Canada prime rate plus 0%.
• Loan for a maximum of 5 years.
• Possibility of a moratorium on capital repayment for the first 3 months

*Other terms and conditions apply

Personalized business development follow-up:
SADC professionals will provide personalized assistance and rigorous follow-up for the duration of the loan.

You're a woman, juggling other occupations like a job or studies in addition to your business project?

If you’re a flexipreneur, you can take advantage of this financing program!

This fund offers financial assistance in the form of loans to help part-time women entrepreneurs realize their business acquisition, succession, start-up and growth projects. It also offers free coaching and customized activities designed to meet the specific needs of flexipreneurs.

Financing offer

• Loan of up to $25,000 per entrepreneur
• A maximum of $50,000 per project
• Attractive interest rates
• 2-year interest leave
• Possibility of a 2-year capital repayment vacation

Support

• Tailor-made advice
• Training and conferences tailored to your needs
• Access to a vast network of expertise

Are you bold enough to start, acquire or modernize a business? Are you between the ages of 18 and 39?

YOU CAN TAKE ADVANTAGE OF THIS FINANCING PROGRAM!

Encourages the acquisition, start-up, expansion or modernization of a business by one or more young people. Promotes the employability of young people and their social, cultural and economic involvement in our communities.

FINANCING OFFER

• Loan to an individual aged 18 to 39 for a maximum amount of $25,000
• 2-year interest vacation, and capital vacation for the first 6 months
• Two young entrepreneurs can receive a loan for the same project

*Other terms and conditions apply

SADC offers a range of measures tailored to your needs. We’ll guide you towards the initiative that’s right for you, whether it’s getting you started, helping you get your business off the ground or offering you financing.

Ready to secure your company's future?

The Transfer Strategy Fund is there to support you!

This financing program is designed to facilitate the transfer of your SME, whether for a family succession or a new acquisition.

Financing offer

• Loan of up to $50,000
• 2-year interest leave
• Capital moratorium for the first three months, extendable to two years
• Attractive interest rates
• Maximum amortization of 7 years

Go green with this new fund!

Take action for sustainable development

Quebec SMEs now have access to financing dedicated to the adoption of concrete eco-responsible practices. The fund supports projects such as energy efficiency, waste management and the reduction of GHG emissions.

Financing offer

• Loan of up to $50,000
• 2-year interest leave
• Capital moratorium for the first three months, extendable to two years
• Attractive interest rates
• Maximum amortization of 7 years

Want to accelerate your digital transition?

The Digital Strategy Fund is the right solution for you!

To stay competitive, regional SMEs can now modernize their processes with financial support for the implementation of management systems, automation, IT security and much more.

Financing offer

• Loan of up to $50,000
• 2-year interest leave
• Capital moratorium for the first three months, extendable to two years
• Attractive interest rates
• Maximum amortization of 7 years